By world standards, most of the people reading these
comments are wealthy. So, given that we have more than most, how much should we
give as Charity? And what is our giving obligation: goodwill or guilt?
Charitable Opportunities
Everywhere
Perhaps I have an unusual perspective because I was born in
India and grew up with beggars on the street – people in various states of
distress who intruded to solicit alms. Sometimes we gave them a couple of
coins, but most often we ignored them. Indeed, they were so much a part of the
scenery that I really didn’t notice them until much later, when I returned from
abroad. Only then did I really see the old familiar faces of beggars that I had
known since boyhood. I doubt if any of them knew me, because they gave me the
same blank stare that they give any prospective donor. Perhaps I was noticed a
bit more because I now had the aura of a more susceptible foreigner.
When I started giving out the local equivalent of nickels,
my mother warned me to limit my benevolence to the local norms – pennies. I
wondered what she meant till I was overwhelmed by a persistent following,
including some who had already received their alms just minutes before. They
were simply testing the limits of my foreign naiveté. Evidently, word had
spread via the local grapevine. When I ventured out the next day, a beggar’s
brigade greeted me. Uncomfortably, I had to end up being quite rude, to escape
their attention.
The situation is not different in America, where I live now.
Once you give to any charity, you become a marketing target for those who somehow
get to know that you are indeed a donor – sharing of information between some,
I suppose. You are inundated with junk mail and telephone soliciting which you
have to fight off and discard until your information eventually dwindles to the
status of a bad prospect.
How much? To whom?
So, what exactly is charity? (1) Is it an
obligation, or does it stem from guilt? How much should I give and to who? And,
who sets the parameters: Religion? Society? Family? Relatives? Work? Country
club? Should I heed the pleas of the preacher, or simply keep up with the
Joneses?
Religion is always the first bastion of benevolence. Who
better to set the ground rules than the links with the Almighty? You go to
church to feel righteous and peer pressure takes over: if your neighbor puts
some coins in the plate, why not trump that with paper money? If they have
already papered the plate, no one will notice your $ 10 bill, so it may be
better to put in a few $1 bills instead.
The salesman – uh, the pastor or rabbi – stresses the rationale:
if you give more, you’ll receive more; if you don’t, then you are selfish and you’ll
get what you deserve. To test you to the limit, you are advised to “give till
it hurts”. To make it easy for you (and for the bookkeeper) the concept of “tithing”
was invented – give a percentage of your earnings, and in return you will
receive the maximum blessings.
Plethora of possibilities
If you don’t go to church, then secular society has a
plethora of possibilities to clear your conscience or goad your guilt.
You can donate to United Way, or the Salvation Army, or “The
Y” – secure in the knowledge that your giving is in good hands and indeed is
tax deductible. You melt when you see the pitiful, pathetic pictures of poor
orphans in some far away place and hear the pleas for your generosity to help
them survive on a paltry pittance that you can easily afford.
Does charity apply to humans only? How about those poor cats
and dogs in the animal shelter? Perhaps children should be first; but would a
starving adult be more charity deserving than a not-so-starving child? Well,
you’ve seen that advertising too.
How much of your
donation actually goes to Charity?
Perhaps you should know exactly how much of your donation
actually goes to those orphans after the marketing and administrative salaries
have been paid and the expenses for TV advertising and sales brochures have
been deducted. Ask your favorite charity for that percentage. You’ll be
surprised.
You’ll find links below showing America’s worst charities and the salaries of the highest-paid executives of major charities (2) (3) and a
regular updated charity navigator. (4) You’ll find similar sites on
the web for wherever you live.
Tax deductible?
Most charities take care to remind you that your gift is tax
deductible. (5) Does that encourage you to give more, or does it
discount the value of your giving? Donating your time or giving to the homeless
in the street is indeed charity – but it cannot really be documented and is not
tax deductible.
Where do we begin?
The old adage – charity begins at home – is a good starting
point. Does that mean just your immediate family, or should it include
relatives and their extended dependents? Should you give more to the ones in
need, or distribute your largesse evenly?
And where is home? Is it your own neighborhood, or the
huddled homeless in the seedy part of your hometown? Should I donate to help
people who are victims of all the catastrophes that are regularly on the news? Should
I help the flood victims in America first because they are nearer to where I
live now? Or should my first allegiance be to flood victims in India because of
my origin? If I can afford it why not help both? I’m supposed to give till it
hurts. So, how much should it hurt?
Music & the Arts
Some people seem to take pleasure in the recognitions they
receive for their public donations to music and the Arts. Personally, I don’t
see how helping to pay the salary of the cellist should be considered charity. If
the ardent patrons of the arts want so much to hear the symphony, let them
simply pay more for their tickets.
Rewards
Anyone who is truly passionate about any charitable cause
can tell you it’s not purely a selfish endeavor. But self-interest does have a
hand to play, though perhaps an unconscious, instinctive one. We give because
we see a need in the world, and we continue to give because filling that need
fills a related need inside of us.
Cynics point out that charity brings its own rewards. The
good feeling you get when you serve the needy is itself the benefit you derive.
Anyone who has his or her name posted as the benefactor of the new library or
hospital wing already receives the benefit of recognition. Still, it is called charity
and is tax deductible in the bargain.
Charity is something
within
I have come to the conclusion that charity is only charity
when you give goods, services or money without personal gain, benefit or
recognition of any kind. True charity is anonymous. It begins and ends within
your self.
References:
- The Meaning of Charity: http://goo.gl/nLFRpT
- America’s Worst Charities:
http://goo.gl/39Za8H
- Top 25
Compensation Packages for Charity Executives: http://goo.gl/PaAdEm
- Charity Navigator: Guide
to Intelligent Giving: http://goo.gl/caqPzD
- Tax benefits of giving: http://goo.gl/K9uStR
- Giving as Receiving - The
True Rewards of Charity: http://goo.gl/aoNrY5
Jim Pinto
24 September, 2014